— Living as a Steward, Not an Owner

📖 Summary
Scripture never condemns wealth itself—only the love of it.
God calls believers to manage resources with wisdom, integrity, and eternal purpose.
Investment is not about personal gain but about stewardship for God’s Kingdom.
1️⃣ Introduction | “Is investing unspiritual?”
Many Christians struggle to reconcile faith and finance.
But money is not evil—it’s a spiritual test.
The issue is not “how much you have,” but “who your master is.”
God calls us to live not as consumers but as stewards
who use resources for His glory and others’ good.
2️⃣ Biblical Foundation | God Commends Wise Stewardship
📘 Matthew 25:21 (ESV)
“Well done, good and faithful servant… You have been faithful over a little; I will set you over much.”
→ God praised faithful management, not passive preservation.
📘 Proverbs 21:5 (ESV)
“The plans of the diligent lead surely to abundance,
but everyone who is hasty comes only to poverty.”
→ Planning and diligence reflect godly wisdom.
📘 Luke 16:10–11 (ESV)
“If you have not been faithful in unrighteous wealth,
who will entrust to you the true riches?”
→ Faithful financial management prepares us for spiritual responsibility.
3️⃣ Theological Insight | You Manage What God Owns
📜 John MacArthur — Whose Money Is It, Anyway?
“We are called to manage wealth, not to worship it.”
📜 R.C. Sproul — The Reformation Study Bible
“Money is a trust fund from God—a test of faithfulness.”
📜 John Piper — Money, Ministry, and the Magnificence of Christ
“We use money to show that Christ is our treasure, not our transaction.”
📜 Tim Keller — Counterfeit Gods
“The way we handle money reveals what we truly worship.”
→ Stewardship means acknowledging: “I own nothing; I manage everything.”
4️⃣ Misconceptions vs Biblical Truth
| Misconception | Cause | Biblical Truth |
|---|---|---|
| “Money is evil.” | Ascetic misunderstanding | Money is neutral; the heart corrupts (Luke 16:11) |
| “True faith rejects wealth.” | Legalistic spirituality | Wealth is stewardship, not sin (Matt 25:21) |
| “Investing is worldly.” | Dualistic worldview | Wise planning honors God (Prov 21:5) |
| “Debt-fueled success is fine.” | Greed and haste | Impatience leads to ruin (Prov 21:5) |
5️⃣ Application | Stewardship Practices for Faithful Living
1️⃣ Shift Perspective
- You are not the owner; God is.
- Every investment is a spiritual decision.
2️⃣ Change Attitude
- Replace greed with gratitude.
- Prioritize integrity over profitability.
3️⃣ Act Wisely
- Review every financial plan before God (Coram Deo).
- Dedicate part of your income to God’s Kingdom—missions, mercy, and ministry.
4️⃣ Reflection Questions
- Does my portfolio serve God’s purpose or my comfort?
- Am I managing wealth or being managed by it?
6️⃣ Conclusion | Wealth Exists to Serve, Not Rule
God doesn’t fear wealthy believers—He appoints them as stewards.
Wealth becomes worship when it’s surrendered, not when it’s stored.
“Money is a test;
how you use it shows who you trust.” — Revito
Faith. Work. Renewal. — Revito
📧 revito247@gmail.com
🌐 www.revito.co.kr
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